WhichBrokerHead to head · data verified August 2026
XTB vs Pepperstone
A close call — 0.1 points apart. The winner depends on what you trade.
Pillar scores
Side by side
| Criterion | XTB | Pepperstone |
|---|---|---|
| Overall score | 8.8 | 8.9 |
| Founded | 2002 | 2010 |
| Regulation | FCA (UK), KNF (PL), CySEC (EU), DFSA (AE) | ASIC (AU), FCA (UK), CySEC (EU), DFSA (AE), BaFin (DE) |
| Min. deposit | $0 | $0 (recommended $200+) |
| Fees | 0% commission on stocks/ETFs up to €100k monthly volume; forex spreads from 0.5 pips | Razor account: spreads from 0.0 pips + ~$3.50/lot commission; Standard: from 1.0 pip, no commission |
| Platforms | xStation 5, xStation mobile | MetaTrader 4, MetaTrader 5, cTrader, TradingView |
| Markets | 6,700+ instruments: real stocks & ETFs, forex, indices, commodities CFDs | 1,200+ instruments: forex, indices, shares, commodities, crypto CFDs |
| Demo account | Yes | Yes |
| Best for | Beginners, European stock investors, Forex traders | Active forex traders, Scalpers & algo traders |
Our verdict
Choose XTB if you want beginners · european stock investors · forex traders.
Choose Pepperstone if you want active forex traders · scalpers & algo traders — its standout pillar in our scoring is platforms.
Frequently asked questions
Which is better, XTB or Pepperstone?
It's close: XTB scores 8.8/10 and Pepperstone 8.9/10 in our methodology. The right choice depends on your profile — XTB is strongest for beginners, while Pepperstone leads for active forex traders.
Is XTB safe?
XTB is overseen by FCA (UK), KNF (PL), CySEC (EU), DFSA (AE). Our trust score for it is 9.0/10 — see the full XTB review for the reasoning.
Is Pepperstone safe?
Pepperstone is overseen by ASIC (AU), FCA (UK), CySEC (EU), DFSA (AE), BaFin (DE). Our trust score for it is 8.9/10 — see the full Pepperstone review for the reasoning.