WhichBrokerHead to head · data verified August 2026
Plus500 vs XTB
XTB wins our overall scoring by 0.7 points, but Plus500 still takes specific profiles.
Pillar scores
Side by side
| Criterion | Plus500 | XTB |
|---|---|---|
| Overall score | 8.1 | 8.8 |
| Founded | 2008 | 2002 |
| Regulation | FCA (UK), CySEC (EU), ASIC (AU), MAS (SG) | FCA (UK), KNF (PL), CySEC (EU), DFSA (AE) |
| Min. deposit | $100 | $0 |
| Fees | No commissions — costs built into spreads; overnight funding and inactivity fees apply | 0% commission on stocks/ETFs up to €100k monthly volume; forex spreads from 0.5 pips |
| Platforms | Plus500 WebTrader, Plus500 mobile app | xStation 5, xStation mobile |
| Markets | 2,800+ CFDs: forex, indices, shares, commodities, options, crypto (where permitted) | 6,700+ instruments: real stocks & ETFs, forex, indices, commodities CFDs |
| Demo account | Yes | Yes |
| Best for | Casual CFD traders, Traders who value listed-company transparency | Beginners, European stock investors, Forex traders |
Our verdict
Choose Plus500 if you want casual cfd traders · traders who value listed-company transparency.
Choose XTB if you want beginners · european stock investors · forex traders — its standout pillar in our scoring is platforms.
Frequently asked questions
Which is better, Plus500 or XTB?
XTB scores higher overall in our methodology (8.8 vs 8.1). Plus500 can still be the better pick for casual cfd traders.
Is Plus500 safe?
Plus500 is overseen by FCA (UK), CySEC (EU), ASIC (AU), MAS (SG). Our trust score for it is 9.2/10 — see the full Plus500 review for the reasoning.
Is XTB safe?
XTB is overseen by FCA (UK), KNF (PL), CySEC (EU), DFSA (AE). Our trust score for it is 9.0/10 — see the full XTB review for the reasoning.